Planning Your Dream Retirement

Step-by-Step Program for Building Wealth

Features and Benefits

• Explains the retirement planning in plain English
• Comprehensive coverage on all topics of retirement planning
• Text boxes highlight key points, examples, or controversies
• Timely discussion about paying for health care in retirement
• Provides a useful step-by-step guide in estimating your retirement needs
• No prior knowledge of retirement planning required

Description

Nearly 2 million Americans reach retirement age each year. Before anyone can begin to enjoy all the leisure time ahead, there are difficult decisions to be made about a host of crucial issues, such as Social Security, investments, health insurance, and estate planning. Planning Your Dream Retirement provides practical advice and guidance in planning for your retirement. The book covers all the bases, from estimating your retirement needs, to social security, from employer-sponsored retirement plans and employer-tax-deferred investment vehicles, where to invest your money, managing health care costs, and practical advice on estate planning.

Contents

Preface
Introduction
STEP1: PLANNING YOUR DREAM RETIREMENT
Ch. 1 Getting Started with Your Retirement
Ch. 2 Estimating Your Retirement Needs
Ch. 3 Social Security
Ch. 4 Working with Financial Planners
STEP 2: EMPLOYER-SPONSORED RETIREMENT PLANS
Ch. 5 Defined-Benefit Plans
Ch. 6 Hybrid Plans
Ch. 7 Defined-Contribution Plans
STEP 3: EMPLOYER TAX-DEFERRED VEHICLES
Ch. 8 401(k)s
Ch. 9 Keoghs
STEP 4: INDIVIDUAL TAX-DEFERRED INVESTMENT VEHICLES
Ch. 10 Individual Retirement Accounts
Ch. 11 Traditional IRAs
Ch. 12 Roth IRAs
Ch. 13 Annuities
STEP 5: WHERE TO INVEST YOUR MONEY
Ch. 14 Cash Equivalents
Ch. 15 Stocks
Ch. 16 Mutual Funds
Ch. 17 Bonds
Ch. 18 Real Estate
Ch. 19 Managing Your Investments
STEP 6: PROTECTING YOUR FINANCIAL HEALTH
Ch. 20 Insurance
Ch. 21 Paying for Health Care in Retirement
STEP 7: ESTATE PLANNING
Ch. 22 Probate
Ch. 23 Wills
Ch. 24 Trusts
Ch. 25 Death and Taxes
Appendix
Glossary
Index